We have been in the receivables factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and having had these experiences, can help you through any challenging times you might come under. We won't vanish when the times get challenging, like a few receivables factoring companies sadly have in the past.

Each factoring company has criteria for size, industry, and risk. It's pretty tough for you to determine which receivables factoring firm is a suitable fit for you. By contacting us, we'll answer any burning questions you may have and help you find the right match for your company - whether it's with us or another receivables factoring company.

We have a large network of receivables factoring industry colleagues, these cooperative connections were built over 20+ years in the business. So, when you take some time to tell us about your needs, we have all the confidence in the world that you will find precisely what you need..

Many receivables factoring firms let you pick and choose your customers to factor. Although a few of them usually have a minimum amount prior to working with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is much the same as having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will force you into receivables factoring when you don't require it.

Many receivables factoring firms will not be upfront about their fees. You'll need to rent some blood hounds to sniff out those fees. Be rest assured, We are different.  We are flat out upfront about our fees. When you apply, you are provided a crystal-clear, no obligation rate proposal with the fee for your business. It is going to be tough finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring businesses are financed by Wall Sreet investors. We are an independently owned company and don't take commands from investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We hear your story, determine struggles. Based on that information we will put together a custom-made solution for you. Many accounts receivable factoring businesses particularly the Silicon Valley Fintech ones mainly lay their money on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Many receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are provided with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't dismiss the fact that the receivables factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so there are no surprises.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Watch out for negative payment trends. This is essential to prevent avoidable write-offs.

Our company adopts state-of-the-art technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Many other companies are not even in the same neighborhood.